Annual Meeting Minutes — Jan 26, 2014

ANNUAL CONGREGATIONAL MEETING MINUTES

Sunday, January 26, 2014

Shepherd of the Hills Lutheran Church

Quorum – A quorum of 32 members was met.

Pre-Meeting Items of Interest: Music by Sara Holton, special refreshments and “Who Moved My Cheese Video Presentation”

Call to Order – Diane Bursey called the meeting to order at 11:50am

Review of logistical arrangements for meeting – Pastor Nancy

Introduction of Staff Members – Diane Bursey introduced the staff.

Sara Holton – Choir Director

Gizella Guba – Bookkeeper

 

Introduction of Council Members – Diane Bursey introduced the 2014 Council Members:

Diane Bursey – President

Debbie Kiely – Vice President

Michelle Candage – Secretary

Nancy Etienne– Worship and Music

Pat Quelhorst – Treasurer

Judy Lojko – Finance

Ed Carroll – Evangelism/Stewardship

Opening Prayer – Pastor Nancy Vogel gave devotion “Hope” from the “Jesus Lives” Book by Sarah Young.

Pastor’s Update – Pastor Nancy Vogel:

Interim pastor review with power point slide presentation included:

New organizational council structure

Officers

President

Vice President

Secretary

Treasurer

Property

Worship and Music

Christian Formation

Small Groups

Part Time Staff Changes

New Program Coordinator added to office staff

Choir Director moves to Music Director

Pastoral Assistance to Pastor Nancy

Three (3) year becomes four (4) year plan (review on page seven of annual congregation meeting packet).

Mission Insight Project Overview – demographics presentation by Dan Candage.

Thank you to Council Members – Pastor Nancy Vogel thanked all council members for their service during this past year for their service. There were many leadership and organizational changes; everyone extended their time and efforts to make ministry happen.

Approval of 2013 Congregational Meeting Minutes

Motion to accept the 2013 meeting minutes – Ruth Monzillo

Second Motion – Susan Sherman

Diane Bursey – motion carries

Approval of Pastor’s Report

Motion to accept the Pastor’s report – Heather Faraci

Second Motion – Amy Markussen

Diane Bursey – motion carries

Approval of President’s Report

Motion to accept the President’s report – Amy Markussen

Second Motion – Ruth Monzillo

Diane Bursey – motion carries

 Approval of Christian Education/ Youth and Family Report

Motion to accept the Christian Education/ Youth and Family report – Dan Candage

Second Motion – Charlie Monzillo

Diane Bursey – motion carries

 Approval of Stewardship and Evangelism Report

Motion to accept the Stewardship and Evangelism report – Pat Quelhorst

Second Motion – Nanci Etienne

Diane Bursey – motion carries

Approval of Worship & Music Committee Report

Motion to accept the Worship & Music Committee report – Dan Candage

Second Motion – Joe Lojko

Diane Bursey – motion carries

 Approval of Service Board Report

Motion to accept the Service Board report – Dan Candage

Second Motion – Joe Lojko

Diane Bursey – motion carries

 Approval of Property Report

Motion to accept the Property report – Dan Candage

Second Motion – Joe Lojko

Diane Bursey – motion carries

 Approval of Thrivent Financial for Lutherans Report

Motion to accept the Thrivent Financial for Lutherans report – Lavonne Gysan

Second Motion – Nanci Etienne

Diane Bursey – motion carries

 Approval of Fellowship Report

Motion to accept the Fellowship report – Dan Candage

Second Motion – Joe Lojko

Diane Bursey – motion carries

 Approval of Memorial & Gifts Committee Report

Motion to accept the Memorial & Gifts Committee report – Susan Sherman

Second Motion – Joe Lojko

Diane Bursey – motion carries

Approval of Finance Report

Motion to accept the Finance report – Susan Sherman

Second Motion – Ruth Monzillo

Diane Bursey – motion carries

 Approval of Treasurer’s Report

Motion to accept the Treasurer’s report – Dan Candage

Second Motion – Joe Lojko

Diane Bursey – motion carries

 2014 Council Member Nominees

Debbie Kiely – President

Judy Lojko – Vice President

Pat Quelhorst – Treasurer

Nanci Etienne – Finance

Ed Carrol – Christian Formation

Diane Bursey – Small Groups

Property – position remains open

Worship & Music – position remains open

Motion to accept Council Member Nominees – Karissa Bursey

Second Motion – Joe Lojko

Diane Bursey – motion carries

Motion to accept new council members – Susan Sherman

Second Motion – Amy Markussen

Diane Bursey – motion carries

 Nomination Committee for 2015 Council Members

Susan Sherman

Amy Markussen

Marianne Larson

Heather Faraci

Motion to accept nominating committee members – Karissa Bursey

Second Motion – Nanci Etienne

Diane Bursey – motion carries

 Mission Insight Presentation by Pastor Jefferson Cox

 2013 Financial Report

Motion to accept nominating committee members – Ruth Monzillo

Second Motion – Joe Lojko

Diane Bursey – motion carries

 Proposed Spending Plan (Budget) 2014

Motion to accept the 2014 proposed budget – Dan Candage

Second Motion – Nanci Etienne

Diane Bursey – motion carries

Other Business

None

Hymn 369

 Adjournment

Ruth Monzillo made a motion to adjourn the meeting and it was seconded by Taylor Candage. The motion was passed unanimously and the meeting was adjourned at 1:27pm.

Respectfully Submitted,

Michelle Candage, Secretary

COUNCIL MEETING MINUTES – DECEMBER 2014

COUNCIL  MEETING  MINUTES

Thursday,  December  11,  2014

Shepherd  of  the  Hills  Lutheran  Church

Governing  Council

 

Members  Present:  Debbie  Kiely,  Judy  Lojko,  Pat  Quelhorst,  Carol  Rosum,  Ellen  Wachowski,  Diane Bursey,  Pastor  Nancy  Vogel  and  Michelle  Candage Debbie  Kiely,  President,  opened  the  Meeting  at  7:09pm.

“Gods  Leaders  are  Alight”  was  read  by  Debbie  Kiely  along  with  the  opening  prayer.

The  November  2014  meeting  minutes  were  reviewed.  It  was  moved  that  the  minutes  be  approved  by Diane  Bursey  and  seconded  by  Judy  Lojko.  The  motion  was  unanimously  approved.

Treasurer’s Report  –  Pat  Quelhorst  presented  the  November  2014  Financials  and  Treasurer’s report.  The  amount  of  $12,000  was  paid  towards  the  mortgage  principal.  Diane  Bursey  moved  to accept  the  Treasurer’s  report  and  it  was  seconded  by  Judy  Lojko.  The  motion  was  unanimously

approved.

Pastor’s Report  –  Action  Items

A  motion  was  made  to  approve  the  Pastors  report  by  Diane  Bursey  and  seconded  by  Ellen Wachowski.  The  motion  was  unanimously  approved.

 

OLD BUSINESS

Congregational  Retreat:  Pastor  Nancy  Vogel  will  ask  Sara  Holton  to  document  the  notes  from  the visioning  retreat  on  11/23/14  by  the  annual  congregational  meeting.  The  formalized  notes  will  be provided  to  the  new  council  that  will  be  established  at  the  annual  congregational  meeting  in  January 2015  and  a  plan  of  action  and  next  steps  will  be  determined  by  the  new  council  at  that  time.

2015  Budget:  Council  finalized  the  2015  proposed  budget.  A  motion  was  made  by  Diane  Bursey  to amend  the  utilities  expense  by  increasing  to  $25,000.  The  motion  was  seconded  by  Judy  Lojko  and was  unanimously  approved.  The  2015  proposed  budget  will  be  presented  to  the  congregation  at  the January  2015  annual  congregational  meeting.

Call  Committee:  Council  reviewed  all  call  committee  applicants  and  determined  final  members.  Six candidates  and  no  alternates  were  chosen.  Debbie  Kiely  will  talk  to  those  whose  bios  were  not accepted  for  the  Call  Committee.  For  now,  this  information  is  confidential.

Cell  Tower  Lease:  Pastor  Nancy  Vogel  communicated  with  Ken  Schmidt  from  Steel  in  the  Air.  A letter  was  drafted  and  sent  to  all  cell  tower  companies  with  an  expiration  date  of  December  19,  2014 requesting  their  best  and  final  offer  beginning  no  lower  than  $225,000.  If  available,  final  responses will  be  discussed  in  January  2015  meeting  with  next  reports.

Annual  Council  Reports:  Council  liaisons  (5  out  of  7)  submitted  their  2014  annual  reports  in  preparation  of the  annual  congregational  meeting  to  be  held  in  January  2015.  The  outstanding  reports  will  be  completed shortly.

NEW BUSINESS

Amendment  to  Constitution  for  Audit  Committee:  Judy  Lojko  suggested  changes  to  amend  the constitution  for  the  audit  committee  criteria.  Debbie  Kiely  will  draft  changes  to  be  discussed  in  the January  2015  council  meeting.

Worship  and  Music  Wednesday  Evening  Service:  Diane  Bursey  made  a  motion  to  discontinue general  Wednesday  services  effective  immediately  due  to  low  attendance.  There  are  no  scheduled Wednesday  evening  services  at  this  time  due  to  the  holidays.  The  traditional  Wednesday  evening seasonal  services  for  Christmas  and  Easter  will  still  continue.  The  motion  was  seconded  by  Ellen Wachowski  and  was  unanimously  approved.

SOTH  Purchases:  A  communication  will  be  made  to  the  office,  committees  and  anyone  spending church  funds  to  let  the  treasurer  know  prior  to  spending  if  the  amount  being  spent  will  be  over  $100. This  will  assist  the  treasurer  with  the  cash  flow.

Police  Department  Donation  Request  /  Shop  with  Cop:  A  request  was  received  from  Lake  County Police  Charities  for  a  donation  to  take  under  privileged  children  shopping  with  a  cop.  The  request  was denied  as  SOTH  currently  supports  the  Faith  Neighborhood  Center  and  Toys  for  Tots.

Boy  Scouts  Eagle  Court  of  Honor:  Pastor  Nancy  Vogel  will  be  attending  this  event  on  December 16,2014.

Council Liaison Reports

Christian  Formation  –  Carol  Rosum  –  report  received  –  no  actions

Worship  &  Music  –  Ellen  Wachowski-  report  received  –  action  item

Small  Groups  –  Diane  Bursey  –  report  received  –  no  action  items

Property  –  Michelle  Candage  –  report  received  –  no  action  items

Finance  –  no  liaison  –  report  received  from  Judy  Lojko  –  no  action  items

Treasurer  –  Pat  Quelhorst  –  report  received  –  no  action  items

Adjournment  –  Motion  made  by  Judy  Lojko  and  seconded  by  Diane  Bursey.  The  meeting  was adjourned  at  9:25pm.

Closing  Prayer-  Benediction  given  by  Pastor  Nancy  Vogel.

The  next  meeting  is  Thursday,  January  8,  2015  at  7:00pm.

Respectfully  Submitted,

Michelle  Candage,  Council  Secretary

COUNCIL MEETING MINUTES – NOVEMBER 2014

COUNCIL  MEETING  MINUTES

Thursday,  November  13,  2014

Shepherd  of  the  Hills  Lutheran  Church

Governing  Council

 

Members  Present:  Debbie  Kiely,  Judy  Lojko,  Pat  Quelhorst,  Carol  Rosum,  Ellen  Wachowski,  Diane

Bursey,  Pastor  Nancy  Vogel  and  Michelle  Candage

 

Debbie  Kiely,  President,  opened  the  Meeting  at  7:05pm.

 

“Gods  Leaders  are  Gifted”  was  read  by  Pastor  Nancy  along  with  the  opening  prayer.

 

The  October  2014  meeting  minutes  were  reviewed.  It  was  moved  that  the  minutes  be  approved  by

Diane  Bursey  and  seconded  by  Carol  Rosum.  The  motion  was  unanimously  approved.

 

Treasurer’s Report  –  Pat  Quelhorst  presented  the  October  2014  Financials  and  Treasurer’s  report.

Diane  Bursey  moved  to  accept  the  Treasurer’s  report  and  it  was  seconded  by  Judy  Lojko.  The  motion

was  unanimously  approved.

 

Pastor’s Report  –  Action  Items

 

Annual  Council  Reports:  All  council  liaisons  must  submit  their  annual  report  to  the  church  secretary  by

12/11/14  for  preparation  of  annual  congregational  meeting  in  January  2015.

 

A  motion  was  made  to  approve  the  Pastors  report  by  Diane  Bursey  and  seconded  by  Pat  Quelhorst.

The  motion  was  unanimously  approved.

 

OLD BUSINESS

 

Congregational  Retreat:  Details  finalized  for  11/23/14  visioning  retreat.

 

Call  Committee:  Communications  prepared  to  congregation  for  call  committee  applicants.  Anyone

interested  must  formally  apply  by  completing  the  bio  form  by  12/7/14.  Council  will  review  all

applicants  during  December  2014  council  meeting.

 

NEW BUSINESS

 

2015  Budget:  The  final  budget  changes  were  discussed.  The  final  approval  will  be  discussed  in  the

December  council  meeting.

 

Altar  Flowers:  Diane  Bursey  completed  the  altar  flower  assessment.  Due  to  the  change  in  church

secretaries  earlier  this  year,  a  few  members  were  not  notified  that  they  needed  to  submit  their

payment.  They  will  be  immediately  notified  so  collection  can  be  made.  Also,  a  note  explaining  the

process  will  be  added  to  the  2015  flower  schedule  so  all  that  sign  up  will  know  when/how  to  submit

payment.  This  should  resolve  any  discrepancies  moving  forward.  Congregation  needs  to  understand

that  when  no  one  signs  up  or  when  the  person  that  signed  up  does  not  submit  payment;  the  money

will  be  taken  from  the  general  fund  to  cover  the  expense.

 

Council Liaison Reports

 

Christian  Formation  –  Carol  Rosum  –  report  received  –  no  actions

Worship  &  Music  –  Ellen  Wachowski-  report  received  –  no  actions

 

 

Page  1  of  2

 

 

 

 

Small  Groups  –  Diane  Bursey  –  report  received  –  no  action  items

Property  –  Michelle  Candage  –  report  received  –  no  action  items

Finance  –  no  liaison  –  report  received  from  Judy  Lojko  –  no  action  items

Treasurer  –  Pat  Quelhorst  –  report  received  –  no  action  items

 

Adjournment  –  Motion  by  Diane  Bursey  and  seconded  by  Pat  Quelhorst.  The  meeting  was

adjourned  at  8:30pm.

 

Closing  Prayer  –  council  closed  the  meeting  with  the  Lord’s  Prayer.

 

The  next  meeting  is  Thursday,  December  11,  2014  at  7:00pm.

 

Respectfully  Submitted,

Michelle  Candage,  Council  Secretary

 

 

 

 

COUNCIL MEETING MINUTES – OCTOBER 2014

COUNCIL  MEETING  MINUTES

Thursday,  October  9,  2014

Shepherd  of  the  Hills  Lutheran  Church

Governing  Council

 

Members  Present:  Debbie  Kiely,  Judy  Lojko,  Pat  Quelhorst,  Carol  Rosum,  Diane  Bursey,  Pastor

Nancy  Vogel  and  Michelle  Candage

 

Excused  Absence:  Ellen  Wachowski

 

Debbie  Kiely,  President,  opened  the  Meeting  at  7:10pm.

 

Michelle  Candage  read  the  devotion  entitled  “God’s  Leaders  are  Gifted”  from  an  ELCA  devotional

guide.

 

The  September  2014  meeting  minutes  were  reviewed.  It  was  moved  that  the  minutes  be  approved  by

Diane  Bursey  and  seconded  by  Carol  Rosum.  The  motion  was  unanimously  approved.

 

Treasurer’s Report  –  Pat  Quelhorst  presented  the  September  2014  Financials  and  Treasurer’s

report.  Diane  Bursey  moved  to  accept  the  Treasurer’s  report  and  it  was  seconded  by  Carol  Rosum.

The  motion  was  unanimously  approved.

 

Pastor’s Report  –  Action  Items

 

Estate  Donation:  Marion  Fleming  has  donated  $10,000  to  SOTH.  The  Trust  is  now  being  processed  and  we

should  receive  the  money  in  about  90  days.  Pastor  Nancy  emailed  with  the  attorney  and  there  is  currently

nothing  for  us  to  do  but  wait.  The  estate  must  clear  expenses  before  sending  any  amount.  No  challenges  are

expected.  Pastor  Nancy  turned  over  the  will  and  communication  details  to  the  Treasurer.

 

Joe  Foryan:  A  thank  you  note  to  Joe  was  signed  by  council  for  supplying  the  music  for  both  services  while

Sara  Holton  is  on  PTO  Sunday,  October  12th.  It  was  agreed  to  pay  Joe  $150  for  both  services.  Pat  will  give

the  check  in  the  thank  you  note  to  Joe  on  10/12.

 

Transition  Check  List:  The  constitution  is  with  the  synod  for  final  formatting  changes.  Thank  you  to

Pastor  Nancy  for  making  updates  to  the  council  job  descriptions  in  preparation  for  2015  open  council

positions.  At  this  time,  the  open  council  positions  include  President,  Vice  President,  Secretary  and

Property.

 

A  motion  was  made  to  approve  the  Pastors  report  by  Diane  Bursey  and  seconded  by  Pat  Quelhorst.

The  motion  was  unanimously  approved.

 

OLD BUSINESS

 

Cell  Tower  Lease  Buy-Out:  Ken  Schmidt  from  “Steel  in  the  Air”  visited  the  site  on  Sunday,  October  12,

  1. Judywill  meet  Ken  as  a  representative  from  Council  at  about  9  am.

 

Congregational  Retreat:  Debbie  Kiely  scheduled  the  visioning  retreat  for  Sunday,  November  23rd  at

church  to  include  a  potluck.  Cheryl  Stuart  will  lead  the  retreat  using  “Living  Lutheran.”  Pastor  Nancy

will  be  sure  to  get  a  “Save  the  Date”  published  in  all  mediums  and  support  with  verbal

announcements  at  worship.  More  details  to  follow.

 

NEW BUSINESS

 

Call  Committee:  Judy  Lojko  will  develop  and  submit  the  call  committee  process  and  application  documents

for  council  review.

 

Page  1  of  2

 

 

 

Stewardship  Education  from  Worships  Music  to  Christian  Formation:  A  motion  was  made  by  Diane

Bursey  and  seconded  by  Carol  Rosum  to  move  Stewardship  Education  under  Christian  Formation.  The

motion  was  unanimously  approved.  Pastor  Nancy  will  provided  copies  of  the  updated  documents.

 

Movie  “When  God  Left  the  Building”:  A  motion  was  made  by  Diane  Bursey  and  seconded  by  Carol  Rosum

to  purchase  the  movie  at  a  cost  of  $300  for  congregational  viewing  to  be  held  November  16,  2014.  A  free  will

offering  will  be  requested  the  day  of  the  movie  to  help  defray  the  costs.  Council  discussed  formats  to  get  the

best  attendance  possible.  One  suggestion  is  to  have  a  regular  8  am  service  and  start  the  movie  during

Sunday  School.  This  can  run  into  10:15  with  a  short  closing  service.  A  question  for  this  model  expresses

concern  for  how  this  might  affect  visitors.  Pastor  Nancy  will  discuss  with  Sara  when  she  returns  from  her  trip

and  put  together  a  proposal  for  how  to  organize  on  11/16.  Pastor  Nancy  will  charge  on  her  personal  credit

card  and  will  be  reimbursed  in  the  future.  The  motion  was  unanimously  approved.

 

Housing  Allowance:  Council  unanimously  approved  Pastor  Nancy  Vogel’s  request  for  housing  in

  1. Thereare  no  changes  to  Pastors  current  contract.  The  request  is  a  formality  for  the  2015

Clergy  taxes:  “$25,000.00  of  2015  compensation  is  designated  as  Housing  Allowance  (Section  107  of

the  Internal  Revenue  Code).”  It  was  moved  by  Diane  Bursey  and  seconded  by  Carol  Rosum  as

stated  in  the  contract.

 

Pastor  Nancy  Vogel  Health  Benefits  –  The  2015  health  plan  benefits  for  Pastor  Nancy  will  be

submitted  prior  to  the  due  date.  Benefits  for  a  new  pastor  (Gold  Plan)  must  be  filed  by  SOTH  with

Portico  by  10/17/14.

 

 

Worship  Attendance  Records:  A  discussion  whether  to  use  red  books  or  other  means  of  recording  member

attendance  was  discussed  and  declined  by  council  due  to  anonymity  expectations  of  the  culture  at  this  time.

The  guest  book  will  be  continued.

 

 

Blood  Drive:  A  discussion  to  offer  a  blood  drive  on  SOTH  property  was  postponed  until  the  tree

trimming  is  completed  and  the  Ebola  scare  has  subsided.

 

Altar  Flowers:  Diane  Bursey  will  review  the  2014  payments  for  flowers  and  report  in  the  November

2014  council  meeting.

 

Council Liaison Reports

 

Christian  Formation  –  Carol  Rosum  –  report  received  –  no  actions

Worship  &  Music  –  Ellen  Wachowski-  report  received  –  no  actions

Small  Groups  –  Diane  Bursey  –  report  received  –  no  action  items

Property  –  Michelle  Candage  –  report  received  –  no  action  items

Finance  –  no  liaison  –  report  received  from  Judy  Lojko  –  no  action  items

Treasurer  –  Pat  Quelhorst  –  report  received  –  no  action  items

 

Adjournment  –  Motion  by  Diane  Bursey  and  seconded  by  Carol  Rosum.  The  meeting  was  adjourned

at  9:14pm.

 

Closing  Prayer  –  council  closed  the  meeting  with  the  Lord’s  Prayer.

 

The  next  meeting  is  Thursday,  November  13,  2014  at  7:00pm.

 

 

 

Respectfully  Submitted,

Michelle  Candage,  Council  Secretary

COUNCIL MEETING MINUTES – SEPTEMBER 2014

COUNCIL  MEETING  MINUTES

Thursday,  September  14,  2014

Shepherd  of  the  Hills  Lutheran  Church

Governing  Council

 

Members  Present:  Debbie  Kiely,  Judy  Lojko,  Pat  Quelhorst,  Carol  Rossum,  Diane  Bursey,  Ellen

Wachowski,  Pastor  Nancy  Vogel  and  Michelle  Candage

 

A  motion  was  made  by  Judy  Lojko  to  affirm  Ellen  Wachowski  as  council  liason  for  worship  and  music.

It  was  seconded  by  Pat  Quelhorst.

 

Debbie  Kiely,  President,  opened  the  Meeting  at  7:16pm.

 

Judy  Lojko  read  the  devotion  entitled  “God’s  Leaders  are  Forgiven”  from  an  ELCA  devotional  guide.

 

The  August  2014  meeting  minutes  were  reviewed.  It  was  moved  that  the  minutes  be  approved  with

edits  to  correct  the  attendees  listed  by  Diane  Bursey  and  seconded  by  Judy  Lojko.  The  motion  was

unanimously  approved.

 

Treasurer’s Report  –  Pat  Quelhorst  presented  the  August  2014  Financials  and  Treasurer’s  report.

Diane  Bursey  moved  to  accept  the  Treasurer’s  report  and  it  was  seconded  by  Judy  Lojko.  The  motion

was  unanimously  approved.

 

Pastor’s Report  –  Action  Items

 

Membership  Database:  the  upgrade  to  the  current  database  (Shepherd  Staff)  at  a  one-time  cost  of  $375

was  approved  by  council.

 

Professional  Conference  on  Ministry  in  November:  Pastor  Nancy  is  required  to  attend  and  it  was

approved  by  council.  The  cost  is  $400  for  the  conference  and  a  supply  pastor  for  Wednesday  evening

service  will  be  scheduled.

 

Sara  Holton  PTO:  Sara  Holton  will  be  taking  PTO  for  one  week  and  it  will  include  Sunday,  October  12th.

Supply  music  will  be  scheduled.

 

Banner:  An  outdoor  banner  costing  $260  to  advertise  the  monthly  worship  and  praise  services  was  donated

by  Thrivent  funds.

 

Christmas  Contada  Music:  The  music  costing  $300  was  donated  by  Ellen  Wachowski.

 

2015  Confirmation  Students  to  Luther  Springs:  Pastor  Nancy  will  register  all  students  and  two

chaperones.

 

Constitution  Final  Draft:  President,  Debbie  Kiely,  signed  the  final  draft  of  the  constitution  which  will

be  sent  to  the  synod.

 

Transition  Check  List:  The  financial  audit  report  was  reviewed.  In  the  constitution,  it  states  an  audit

committee  is  nominated  to  oversee  the  audit  process.  Even  though  a  committee  was  not  formed  for

this  audit,  the  audit  will  be  submitted  to  the  synod  as  conducted  as  no  issues  arose  and  there  was

proper  oversight.  A  proposal  to  change  the  constitution  regarding  the  audit  committee  requirements

will  be  submitted  to  the  congregation  for  review  and  approval  at  the  January  2015  congregational  Pat

Quelhorst  will  prepare  documentation  for  the  organ  for  potential  insurance  replacement.

 

Page  1  of  2

 

 

 

Pastor  Nancy  will  update  the  council  job  descriptions  and  send  to  council  for  review  prior  to  the

October  meeting.

 

Wednesday  worship  service  September  24th:  Worship  service  will  be  attended  at  a  theatre  in

Winter  Park.  The  topic  is  “When  God  Left  the  Building”  and  there  will  be  a  movie  about  what  is

happening  in  the  church  today.

 

A  motion  was  made  to  approve  the  Pastors  report  by  Judy  Lojko  and  seconded  by  Diane  Bursey.  The

motion  was  unanimously  approved.

 

OLD BUSINESS

 

Disaster  Response  Plan:  The  plan  was  reviewed  and  approved.

 

Revised  PTO  Policy:  A  motion  was  made  by  Diane  Bursey  to  approve  the  revised  PTO  policy  and

seconded  by  Ellen  Wachowski.

 

Full  Time  Employee  PTO  Form:  A  motion  was  made  by  Diane  Bursey  to  approve  the  revised  PTO

policy  and  seconded  by  Judy  Lojko.

 

Cell  Tower  Lease  Buy-Out:  A  motion  was  made  to  approve  the  “Steel  in  the  Air”  legal  assessment

agreement  and  $2,500  cost  to  evaluate  all  cell  tower  offers  by  Diane  Bursey  and  seconded  by  Carol

Rossum.  The  initial  payment  due  of  $500  will  be  sent  now  along  with  the  signed  agreement.  The  remaining

$2,000  will  be  paid  at  $500  increments  each  month  for  4  months.

 

Congregational  Retreat:  Debbie  Kiely  is  preparing  a  retreat  and  scheduling  a  facilitator.  The  date,

time  and  location  will  be  determined.

 

NEW BUSINESS

 

Synod  Share:  The  2015  forecasted  synod  share  of  $200  per  month  or  $2,400  for  the  year  will  be  submitted

as  it  is  due  in  October.

 

Youth  Fundraiser:  A  Pancake  Breakfast  fundraiser  is  scheduled  for  October  26th.

 

Council Liaison Reports

 

Christian  Formation  –  report  submitted  by  Carol  Rossum

Worship  &  Music  –  no  meeting/no  action  items  submitted  by  Pastor  Nancy

Small  Groups  –  Diane  Bursey  –  report  submitted  by  Pastor  Nancy;  no  action  items

Property  –  Michelle  Candage  –  report  received  –  no  action  items

Finance  –  no  liaison  –  report  received  from  Judy  Lojko  –  no  action  items

 

Adjournment  –  Motion  by  Judy  Lojko  and  seconded  by  Diane  Bursey.  The  meeting  was  adjourned  at

9:45pm.

 

Closing  Prayer  –  Pastor  Nancy  Vogel  closed  the  meeting  with  a  reading  about  9/11  and  a  prayer.

 

The  next  meeting  is  Thursday,  October  9,  2014  at  7:00pm.

 

Respectfully  Submitted,

Michelle  Candage,  Council  Secretary

New Members – 2014

February 2

  • Melissa Costa, Cole, Emily, Connor, Colin

Unknown date

  • Earl and Judy Haizlip

April 13

  • Kathy Wright

December 7

  • Kimberly & Arief Aziz, Cayman, Braden
  • Joe Sandor
  • Tammy Foryan

Baptisms – 2014

February 2

  • Emily Grace Costa

August 17

  • Aiden Ethan Mendez

August 24

  • Lydia Christine McKenny

September 7

  • Sean Jakob Dernchak

 

 

December 2014 – Financial Report

               2014 Budgeted Expenses
December 1 to December 31, 2014
December December YTD YTD YTD
ITEM Annual Approved Budget Amounts 2013 Historical Actual Income 2013 Historical 2014 Income 2014 Balance
INCOME *
GENERAL FUND 25,317.93 20,225.45 218,932.90 200,036.90
BUILDING FUND 12,238.43 5,565.00 60,884.43 41,383.00
DESIGNATED FUND 13,752.75 1,898.50 34,686.50 17,110.25
FAITH NEIGHBORHOOD CENTER 1,775.00 3,900.00 8,443.98 27,117.19
ALTAR FLOWERS 155.00 180.00 1,460.00 1,335.00
TOTAL 53,239.11 31,768.95 324,407.81 286,982.34
EXPENSES ** 2013 Expenses December Expenses 2013 YTD Expenses 2014 YTD Expenses 2014 YTD Balance
SERVICE MINISTRIES
     Synod Mission Share 13,200.00 1,000.00 0.00 12,075.00 9,200.00 4,000.00
TOTAL 13,200.00 1,000.00 0.00 12,075.00 9,200.00 4,000.00
WORSHIP & MUSIC
     Supplies 1,450.00 61.50 3,105.45 994.92 455.08
     Florist 500.00 120.00 120.00 1,847.00 1,050.00 -670.00
     Choir Music 1,500.00 0.00 429.36 0.00 1,500.00
     Instruments (Piano Tuning) 550.00 210.00 0.00 210.00 0.00 550.00
     Special Worship (Christian Seder) 0.00 0.00 0.00 239.97 0.00 0.00
     Fellowship 1,000.00 19.00 701.80 1,089.11 -89.11
     Publicity 5,000.00 59.95 0.00 1,607.37 1,422.97 5,000.00
   Stewardship Emphasis 100.00 0.00 129.54 0.00 129.54 -29.54
   Music License 1,050.00 0.00 0.00 0.00 675.00 1,050.00
TOTAL 11,150.00 470.45 249.54 8,140.95 5,361.54 5,788.46
EDUCATION/YOUTH & FAMILY
     Youth & Family Ministry 600.00 0.00 0.00 300.89 0.00 600.00
     Sunday School 600.00 0.00 0.00 309.68 0.00 600.00
     Vacation Bible School 700.00 0.00 0.00 0.00 0.00 700.00
     Conference & Retreats 2,000.00 0.00 0.00 265.00 0.00 2,000.00
     Confirmation 1,200.00 0.00 0.00 350.79 202.68 997.32
New Member Supplies 300.00 0.00 0.00 0.00 0.00 300.00
TOTAL 5,400.00 0.00 0.00 1,226.36 202.68 5,197.32
ADMINISTRATION
     Office Supplies 3,000.00 107.55 117.98 1,498.70 1,336.23 1,663.77
     Postage 800.00 0.00 50.30 508.83 259.68 540.32
     Banking, Filing, Membership Fees 325.00 220.00 36.80 1,827.37 535.10 -210.10
     Copier 2,500.00 41.50 200.27 3,261.00 3,175.70 -675.70
     Computer Licenses 200.00 306.13 0.00 0.00 375.46 -175.46
Software Upgrades & Maintenance 1,000.00 0.00 0.00 0.00 0.00 1,000.00
     Payroll Processing Fee 0.00 8.70 0.00 197.75 0.00 0.00
     Subscription 500.00 0.00 5.01 260.85 512.22 -12.22
TOTAL 8,325.00 683.88 410.36 7,554.50 6,194.39 2,130.61
PROPERTY
     Utilities 25,000.00 704.19 23,267.39 3,329.55
       Dumpster 0.00 1,131.08
       Electric 1,121.71 13,717.39
       Phone, Fax, Internet 301.78 3,626.81
       Water 231.52 3,195.17
     Custodial Supplies 2,000.00 0.00 268.00 282.63 1,717.37
     Building Equipment & Repairs 15,000.00 17.71 0.00 2,995.72 1,862.64 13,137.36
     Lawn Maintenance 6,000.00 500.00 500.00 6,000.00 5,500.00 500.00
     Building & Grounds 8,000.00 6,939.81 9,047.21 2,230.47 5,769.53
     IT – Infrastructure 0.00 0.00 0.00 0.00 0.00 0.00
     Insurance 7,500.00 0.00 0.00 8,291.56 6,625.82 874.18
     County Taxes (Fire & Other) 1,500.00 0.00 178.12 1,365.12 178.12 1,321.88
   Playground Refurbishment 4,000.00 0.00 0.00 71.20 0.00 4,000.00
     Defibrillator Maintenance 200.00 0.00 0.00 0.00 0.00 200.00
     Monthly Mortgage 33,000.00 2,721.33 2,721.33 35,421.29 24,464.97 8,535.03
     Memorial Garden 1,000.00 0.00 0.00 0.00 0.00 1,000.00
TOTAL 103,200.00 10,883.04 5,054.46 86,727.49 62,815.10 40,384.90
PERSONNEL
STAFF
     Organist 3,100.00 1,125.00 0.00 7,350.00 2,250.00 850.00
     Secretary 20,020.00 2,272.72 0.00 18,338.98 8,034.33 11,985.67
     Bookeeper (contract) 4,000.00 240.00 249.00 2,970.00 3,069.00 931.00
     Custodian 11,340.00 830.76 830.76 10,799.88 10,384.62 955.38
     Choir Director (Music Director) 15,000.00 750.00 1,200.00 3,897.00 12,225.00 2,775.00
     Supply Pastor (Associate Pastor) 3,000.00 0.00 300.00 980.00 1,125.00 1,875.00
     Coordinator 25,190.00 0.00 1,200.00 0.00 8,400.00 16,790.00
     Supply Organist 1,400.00 0.00 0.00 0.00 150.00 0.00
     Workman’s Compensation 1,000.00 37.01 0.00 683.94 181.39 818.61
     Taxes – Employer Contribution 160.00 349.27 247.16 4,300.84 2,814.30 0.00
TOTAL 84,210.00 5,604.76 4,026.92 49,320.64 48,633.64 36,980.66
PASTOR’S SALARY AND BENEFITS
     Salary 31,800.00 2,446.16 2,752.00 31,800.08 34,246.72 -2,446.72
     Housing Allowance 25,000.00 1,923.08 1,923.08 25,000.04 25,000.04 -0.04
     Pension/Insurance 18,000.00 1,136.27 1,122.31 13,849.17 13,512.07 4,487.93
     Car Allowance 1,500.00 109.37 158.14 726.91 1,051.24 448.76
     Cell Phone 600.00 50.00 50.00 600.00 600.00 0.00
     Professional Allow $50/mo cumulative 1,127.00 0.00 371.41 811.83 671.41 578.26
   Synod Assembly/Conf of Ministry 1,200.00 0.00 335.44 486.04 335.44 864.56
TOTAL 79,227.00 5,664.88 6,712.38 73,274.07 75,416.92 3,932.75
CONTINGENCY 0.00 0.00 0.00 0.00 0.00 0.00
TOTAL OPERATING EXPENSES 304,712.00 24,307.01 16,453.66 238,319.01 207,824.27 98,414.70
* Income is based on historically collected contributions
     Variations are due to time of tithing receipts
** Monthly budgeted expenses are based on 1/12th of annual budgeted amount

 

DESIGNATED SUMMARY SHEET FOR ALL ACCOUNTS
December 2014
November Income Pass-Thru Expenses Balance
General Fund 6,916.38 31,768.95 7,463.50 18,553.66 12,668.17
Building Fund 35,375.33 5,565.00 12,000.00 28,940.33
Designated Funds 51,145.74 1,898.50 447.51 52,596.73
Carry Forward Balance Payment Balance as of November 2014
Mortgage 439,756.62 14,721.33 426,501.15
Designated Funds Carry Forward Income Expenses Balance
Africa Dresses Project 197.49 197.49
Choice (Thrivent) 1,097.80 251.00 1,348.80
Confirmation Awards 0.00 0.00
Easter Lillies\Poinsettias 390.00 390.00
Faith Neighborhood Center 0.00 400.00 400.00
Faith Neigh Building Fund 2,100.00 3,500.00 2,100.00 3,500.00
Good Shepherd Fund 3,944.35 3,944.35
IT Equipment/Software 100.00 100.00
Ladies Evening Circle 872.19 872.19
Major Building Repairs 27,060.05 27,060.05
Me Doll 574.36 300.00 874.36
Memorial Fund 4,540.94 4,540.94
Missions 303.35 647.50 950.85
Music 371.79 371.79
New Pastor Call Fund 11,565.91 11,565.91
Partitions 10.00 10.00
Scholarship Holding Fund 120.00 120.00
Staff Gifts 0.00 0.00
Souper Bowl 0.00 0.00
Vacation Bible School 571.68 447.51 124.17
Virginia Circle 1,945.88 700.00 2,645.88
Youth Group 1,487.67 1,487.67

 

Scholarship Fund   $25,000 Investment Fund   $50,000 $50,000
Raymond James Cost Basis Change Value Cost Basis Change Value
Freedom Account ( 49843198)
Transferred into Edward Jones   Initial Investment of $75,000
Funds
Money Market $631.55 -158.43 $473.12 $1,667.49 -143.39 $1,524.10
Champlain Mid Cap (CIPMX) $1,456.94 152.56 $1,609.50 $3,389.83 295.97 $3,685.80
American Mutual Fd (AMRFX) $2,099.36 392.42 $2,491.78 $4,877.16 902.14 $5,779.30
Artisan Intl (ARTIX) $1,278.02 160.61 $1,438.63 $2,978.95 371.54 $3,350.49
Dodge & Cox Inc Fd (DODIX) $1,682.18 73.33 $1,755.51 $3,939.24 1030.70 $4,969.94
Europacific Gr Fd (AEGFX) $1,918.27 167.88 $2,086.15 $4,494.23 489.23 $4,983.46
John Hancock Dis ValMid (JVMAX) $1,396.44 192.65 $1,589.09 $3,298.74 455.09 $3,753.83
JPMorgan US Large Cap (JLPSX) $2,672.82 444.81 $3,117.63 $6,185.61 848.66 $7,034.27
JP Morgan Core Bond (PGBOX) $1,725.68 40.49 $1,766.17 $4,028.45 95.39 $4,123.84
Clearbridge Equitye (SOPAX) $1,578.31 311.00 $1,889.31 $3,679.96 720.58 $4,400.54
Loomis Sayles Gr Fd (LSGRX) $1,994.75 556.34 $2,551.09 $4,653.98 1185.39 $5,839.37
MFS Research Fund (MFRFX) $2,589.39 461.29 $3,050.68 $6,008.06 967.41 $6,975.47
Neuberger Berman Hi Inc (NHIAX) $1,716.26 40.84 $1,757.10 $4,006.76 139.25 $4,146.01
PIMCO Unconstrained Bd Fd (PUCPX) $1,380.48 11.34 $1,391.82 $3,237.20 8.09 $3,245.29
PIMCO Total Return (PTTPX) $1,711.97 -325.91 $1,386.06 $4,006.35 -752.87 $3,253.48
Trowe Price Sm Cap (PASVX) $1,845.61 108.39 $1,954.00 $4,251.93 -565.37 $3,686.56
Templeton Global Bd (TGBAX) $1,398.60 43.99 $1,442.59 $3,181.59 99.76 $3,281.35
Virtus Emerg Mkt Opp (HIEMX) $1,003.61 372.29 $1,375.90 $2,342.80 947.13 $3,289.93
Wells Fargo Adv Intl (WFVDX) $1,258.30 40.76 $1,299.06 $2,940.42 170.08 $3,110.50
AQR Div Arbit Fd (ADANX) $1,755.25 -112.40 $1,642.85 $4,127.02 -276.88 $3,850.14
Total $33,093.79 $2,974.25 $36,068.04 $77,295.77 $6,987.90 $84,283.67

November 2014 – Financial Report

               2014 Budgeted Expenses
November 1 to November 30, 2014
November November YTD YTD YTD
ITEM 2013 Historical Actual Income 2013 Historical 2014 Income 2014 Balance
INCOME *
GENERAL FUND 13,764.99 15,896.00 194,005.00 180,589.40
BUILDING FUND 1,821.00 3,542.00 48,646.00 35,818.00
DESIGNATED FUND 1,445.00 1,278.25 20,533.75 15,462.75
FAITH NEIGHBORHOOD CENTER 100.00 2,100.00 6,668.98 23,217.19
ALTAR FLOWERS 110.00 190.00 1,305.00 1,155.00
TOTAL 17,240.99 23,006.25 271,158.73 256,242.34
EXPENSES ** 2013 Expenses November Expenses 2013 YTD Expenses 2014 YTD Expenses 2014 YTD Balance
SERVICE MINISTRIES
     Synod Mission Share 1,000.00 200.00 11,075.00 9,200.00 4,000.00
TOTAL 1,000.00 200.00 11,075.00 9,200.00 4,000.00
WORSHIP & MUSIC
     Supplies 539.03 337.17 3,043.95 924.70 525.30
     Florist 150.00 150.00 1,727.00 930.00 -580.00
     Choir Music 0.00 0.00 429.36 0.00 1,500.00
     Instruments (Piano Tuning) 210.00 0.00 210.00 0.00 550.00
     Special Worship (Christian Seder) 0.00 0.00 239.97 0.00 0.00
     Fellowship 0.00 208.88 682.80 1,089.11 -89.11
     Publicity 59.95 0.00 1,607.37 1,422.97 5,000.00
   Stewardship Emphasis 0.00 0.00 0.00 0.00 100.00
   Music License 0.00 0.00 0.00 675.00 1,050.00
TOTAL 958.98 487.17 7,940.45 5,041.78 6,108.22
EDUCATION/YOUTH & FAMILY
     Youth & Family Ministry 0.00 0.00 300.89 0.00 600.00
     Sunday School 0.00 0.00 309.68 0.00 600.00
     Vacation Bible School 0.00 0.00 0.00 0.00 700.00
     Conference & Retreats 0.00 0.00 265.00 0.00 2,000.00
     Confirmation 0.00 0.00 350.79 202.68 997.32
New Member Supplies 0.00 0.00 0.00 0.00 300.00
TOTAL 0.00 0.00 1,226.36 202.68 5,197.32
ADMINISTRATION
     Office Supplies 95.96 10.27 1,391.17 1,218.25 1,781.75
     Postage 93.75 0.00 508.83 209.38 590.62
     Banking, Filing, Membership Fees 51.25 50.40 480.43 498.30 -173.30
     Copier 272.44 210.27 2,954.87 2,975.43 -475.43
     Computer Licenses 0.00 0.00 0.00 375.46 -175.46
Software Upgrades & Maintenance 0.00 0.00 0.00 0.00 1,000.00
     Payroll Processing Fee 8.70 0.00 189.05 0.00 0.00
     Subscription 0.00 0.00 260.85 507.21 -7.21
TOTAL 522.10 270.94 5,785.20 5,784.03 2,540.97
PROPERTY
     Utilities 2,913.35 22,563.20 4,984.56
       Dumpster 187.68 1,131.08
       Electric 1,250.35 12,595.68
       Phone, Fax, Internet 301.78 3,325.03
       Water 257.95 2,963.65
     Custodial Supplies 0.00 115.90 268.00 282.63 1,717.37
     Building Equipment & Repairs 0.00 0.00 2,978.01 1,862.64 13,137.36
     Lawn Maintenance 500.00 500.00 5,500.00 5,000.00 1,000.00
     Building & Grounds 877.95 192.00 2,107.40 2,230.47 5,769.53
     IT – Infrastructure 0.00 0.00 0.00 0.00 0.00
     Insurance 2,069.69 0.00 8,291.56 6,625.82 874.18
     County Taxes (Fire & Other) 1,365.12 0.00 1,365.12 0.00 1,500.00
   Playground Refurbishment 0.00 0.00 71.20 0.00 4,000.00
     Defibrillator Maintenance 0.00 0.00 0.00 0.00 200.00
     Monthly Mortgage 5,462.66 0.00 32,699.96 21,743.64 11,256.36
     Memorial Garden 0.00 0.00 0.00 0.00 1,000.00
TOTAL 13,188.77 2,805.66 75,844.45 57,760.64 45,439.36
PERSONNEL
STAFF
     Organist 1,200.00 0.00 6,225.00 2,250.00 850.00
     Secretary 1,288.56 0.00 15,056.22 8,034.33 11,985.67
     Bookeeper (contract) 234.00 246.00 2,730.00 2,820.00 1,180.00
     Custodian 830.76 830.76 9,969.12 9,553.86 1,786.14
     Choir Director (Music Director) 600.00 1,200.00 3,147.00 11,025.00 3,975.00
     Supply Pastor (Associate Pastor) 0.00 75.00 980.00 825.00 2,175.00
     Coordinator 0.00 1,200.00 0.00 7,200.00 17,990.00
     Supply Organist 0.00 0.00 0.00 150.00 0.00
     Workman’s Compensation 0.00 0.00 646.93 181.39 818.61
     Taxes – Employer Contribution 368.03 247.16 3,951.57 2,567.14 0.00
TOTAL 4,521.35 3,798.92 42,705.84 44,606.72 40,760.42
PASTOR’S SALARY AND BENEFITS
     Salary 2,446.16 2,752.00 29,353.92 31,494.72 305.28
     Housing Allowance 1,923.08 1,923.08 23,076.96 23,076.96 1,923.04
     Pension/Insurance 1,136.27 1,122.31 12,713.00 12,389.76 5,610.24
     Car Allowance 0.00 138.08 617.54 893.10 606.90
     Cell Phone 50.00 50.00 550.00 550.00 50.00
     Professional Allow $50/mo cumulative 0.00 0.00 811.83 300.00 578.26
   Synod Assembly/Conf of Ministry 0.00 0.00 486.04 0.00 1,200.00
TOTAL 5,555.51 5,985.47 67,609.29 68,704.54 10,273.72
CONTINGENCY 0.00 0.00 0.00 0.00 0.00
TOTAL OPERATING EXPENSES 25,746.71 13,548.16 212,186.59 191,300.39 114,320.01
* Income is based on historically collected contributions
     Variations are due to time of tithing receipts
** Monthly budgeted expenses are based on 1/12th of annual budgeted amount

 

DESIGNATED SUMMARY SHEET FOR ALL ACCOUNTS
November 2014
October Income Pass-Thru Expenses Balance
General Fund 9,388.79 15,896.00 4,820.25 13,548.16 6,916.38
Building Fund 26,390.67 3,542.00 5,442.66 24,490.01
Designated Funds 50,586.69 1,278.25 719.20 51,145.74
Carry Forward Balance Payment Balance as of November 2014
Mortgage 439,756.62 0.00 439,756.62
Designated Funds Carry Forward Income Expenses Balance
Africa Dresses Project 197.49 197.49
Choice (Thrivent) 1,033.80 64.00 1,097.80
Confirmation Awards 0.00 0.00
Easter Lillies\Poinsettias 0.00 390.00 390.00
Faith Neighborhood Center 20.00 20.00 0.00
Faith Neigh Building Fund 0.00 2,100.00 2,100.00
Good Shepherd Fund 3,944.35 3,944.35
IT Equipment/Software 100.00 100.00
Ladies Evening Circle 872.19 872.19
Major Building Repairs 28,250.00 1,189.95 27,060.05
Me Doll 574.36 574.36
Memorial Fund 3,980.94 560.00 4,540.94
Missions 500.00 3.35 200.00 303.35
Music 371.79 371.79
New Pastor Call Fund 11,565.91 11,565.91
Partitions 10.00 10.00
Scholarship Holding Fund 120.00 120.00
Staff Gifts 0.00 0.00
Souper Bowl 0.00 0.00
Vacation Bible School 571.68 571.68
Virginia Circle 1,936.68 435.90 426.70 1,945.88
Youth Group 1,385.67 102.00 1,487.67

 

Scholarship Fund   $25,000 Investment Fund   $50,000 $50,000
Raymond James Cost Basis Change Value Cost Basis Change Value
Freedom Account ( 49843198)
Transferred into Edward Jones   Initial Investment of $75,000
Funds
Money Market $631.55 -163.30 $468.25 $1,667.49 -154.65 $1,512.84
Champlain Mid Cap (CIPMX) $1,456.94 118.21 $1,575.15 $3,389.83 217.31 $3,607.14
American Mutual Fd (AMRFX) $2,099.36 327.02 $2,426.38 $4,877.16 750.44 $5,627.60
Artisan Intl (ARTIX) $1,278.02 110.47 $1,388.49 $2,978.95 254.81 $3,233.76
Dodge & Cox Inc Fd (DODIX) $1,682.18 64.53 $1,746.71 $3,939.24 1005.78 $4,945.02
Europacific Gr Fd (AEGFX) $1,918.27 126.55 $2,044.82 $4,494.23 390.51 $4,884.74
John Hancock Dis ValMid (JVMAX) $1,396.44 158.14 $1,554.58 $3,298.74 373.57 $3,672.31
JPMorgan US Large Cap (JLPSX) $2,672.82 378.59 $3,051.41 $6,185.61 699.23 $6,884.84
JP Morgan Core Bond (PGBOX) $1,725.68 29.71 $1,755.39 $4,028.45 70.22 $4,098.67
Clearbridge Equitye (SOPAX) $1,578.31 267.30 $1,845.61 $3,679.96 618.80 $4,298.76
Loomis Sayles Gr Fd (LSGRX) $1,994.75 449.35 $2,444.10 $4,653.98 940.50 $5,594.48
MFS Research Fund (MFRFX) $2,589.39 383.02 $2,972.41 $6,008.06 788.47 $6,796.53
Neuberger Berman Hi Inc (NHIAX) $1,716.26 29.97 $1,746.23 $4,006.76 113.60 $4,120.36
PIMCO Unconstrained Bd Fd (PUCPX) $1,380.48 25.18 $1,405.66 $3,237.20 40.32 $3,277.52
PIMCO Total Return (PTTPX) $1,711.97 -324.64 $1,387.33 $4,006.35 -749.89 $3,256.46
Trowe Price Sm Cap (PASVX) $1,845.61 128.39 $1,974.00 $4,251.93 -527.63 $3,724.30
Templeton Global Bd (TGBAX) $1,398.60 51.34 $1,449.94 $3,181.59 116.50 $3,298.09
Virtus Emerg Mkt Opp (HIEMX) $1,003.61 368.38 $1,371.99 $2,342.80 937.77 $3,280.57
Wells Fargo Adv Intl (WFVDX) $1,258.30 47.10 $1,305.40 $2,940.42 185.27 $3,125.69
AQR Div Arbit Fd (ADANX) $1,755.25 -101.35 $1,653.90 $4,127.02 -250.99 $3,876.03
Total $33,093.79 $2,473.96 $35,567.75 $77,295.77 $5,819.94 $83,115.71